Va Home Loan Requirements Credit Score. Va home loan lenders typically look for a fico score of 580 to 620. However plenty of va lenders allow for poor credit scores even below 580 in some cases.
Compensating factors may offset the negative of a lower score. Lenders who do make the loans will typically have a credit score benchmark. Va s residual income guidelines ensure veteran borrowers can afford the loan.
Certain medical conditions or.
However plenty of va lenders allow for poor credit scores even below 580 in some cases. Reduction in force or. Lenders set their own credit score requirements which will vary depending on the lender. Early out you must have served 21 months of a 2 year enlistment or.