First Time Home Buyer Nc Secu. Home state information north carolina homeownership homeownership assistance. Nc home advantage tax credit.
No 4 hour home buyer class. If you are a first time buyer you haven t owned a home as your principal residence in three years or a military veteran you may qualify for a tax credit up to 2 000 per year if you apply and are approved for a mortgage credit certificate prior to your home purchase. Secu s lending programs are available to members who reside in and for properties located in north carolina south carolina virginia georgia or tennessee unless further restricted as outlined below.
The willingness of a member to repay the credit union is observed by past performance on secu loans and other credit obligations.
Simple docs program low down payment options for first time home buyers. See state government contacts visit ncpedia. First time home buyers in north carolina can benefit from the stable fixed rate mortgages offered by the nc home advantage mortgage. Grants up to 6 000 00 where available down payment assistance up to 10 681 00.